Wednesday, November 24, 2010

Mortgage stress

There are currently 14 million mortgages "underwater", or worth less than the amount owed, in the US with 6 million foreclosures in the last two years.
High unemployment or people with new jobs who can't move because they can't sell their houses, continues to pound the American psyche. Everyone is a loser.
There are 7 million homes in "shadow inventory" or bank owned homes sitting on their balance sheets that they either can't sell or will not sell because the prices are being kept down by the excess glut of homes on the market or foreclosed homes in the neighborhood. It is estimated that it will take 3 years to clear these homes off the books of the banks or mortgage companies that had to take them back. The current inventory of homes on the market is two times the average and will take an estimated 11 months to sell.
How in the hell are people supposed to cope with these impossible odds? The pure definition of stress is "lack of control" and with this scenario, it is impossible to escape the inevitable chronic stress which this dire environment creates for us all.
It is a situation that only facts and logic can help to ameliorate, but it still does not solve the problem. The millions of families that lose their houses or have to walk away is unprecedented and they are left with ridiculous options to continue living.
We believe the first order of business is to deal with your own personal situation in a rational and methodical manner. Get the facts, talk to professionals, review your finances, have open discussions with your family and friends and treat it as the "invasion" that it is. What can you do in a sane and legal manner to try and survive?
In addition, it is even more important to keep active and exercise, if you can, to burn up some of the harmful chemicals that are being secreted in your system due to the chronic stress (defined as continuous stress day to day). Meditate and pray. Communicate with your family and friends and discuss the reality of the situation and what your plans are to try and cope. Ask for advice from everyone you trust and let them know you are trying your best to overcome your dilemma. Everyone will understand and those that don't, screw them, since they are not worthy of your friendship.
Try to work out your finances with your bank or mortgage company. Don't be embarrassed or humiliated because of the situation, deal with it straight up because there are millions going through the same challenges, some with horrendous situations worse than yours.
It is going to take a few years to work itself out and you need to understand this as part of your overall plan. It will not be solved quickly and you are in for a long ride, so buckle your seat belt and confront it head on.
There will be sleepless nights, arguments, divorces, firings, relocations, bankruptcies and general carnage due to this mess and those that understand this will be better equipped to get through it and be better off for it.
It is all about "attitude" and those that face reality and deal with it accordingly will come out stronger and in a better mental state than those that choose to 'hide their head in the sand' or be embarrassed because they are in a humiliating situation.
Give it your best shot, be candid, and if you have a chance, stop by to see us at

Tuesday, May 18, 2010

Top 10 Stress Facts!

1. Everybody experiences stress.
2. Stress levels will vary by person and their individual interpretation of the particular stressor. Most stress is self-perpetuated by inappropriate behavior or lifestyle choices.
3. The more severe the stress event, the longer it will continue to cause stress and the more physical and psychological damage it will cause to the body (heart attack, high blood pressure, anxiety, etc).
4. Almost everyone will complain of stress and wear it as a "badge.
5. The overwhelming majority of people will do very little to actively manage or reduce their stress levels by using proven stress management programs or techniques because it involves time, effort, and continuous self-discipline. Behavior change is hard and takes time.
6. Most people will utilize "harmful", negative behaviors to combat their stress levels, which only compound the problem (drinking, smoking, drugs, etc.)
7. The majority of people suffering from severe and chronic stress will eventually end up in their primary care doctors' office/hospital to treat their real or perceived physical symptoms as a result of their avoidance of engaging positive and proven stress management techniques.
8. The saying that: "You can pay me now or pay me later" will apply to all who ignore treating their stress with proven stress management techniques.
9. There is not a recorded medical case in history where an individual was sent to a doctor's office because they lived a lifestyle of exercise, relaxation, proper diet and nutrition, and "mindful" living!
10. Your mind is the most powerful mechanism in the known universe and when you learn how to use it properly, it can be programmed for good health, positive living, and happiness!
If you are interested in the lowest cost, most productive way to reduce stress and increase your health and happiness, come see us at!
"It's amazing how good you can feel, when your mind is in shape®"

Sunday, March 28, 2010

The Secret of the Secrets!

It is downright annoying with all the so-called self-help gurus offering to sell you the next "secret" to life improvement- whether it be weight loss, peace of mind, financial rewards, stress reduction, better relationships, etc. We all know there are no "secrets" about anything. It just comes down to plain old common sense and "mind over matter."

The "secret" to weight loss has always been-take control of your mind and eat less and exercise more.

The "secret" to peace of mind is- take control of your mind and learn to meditate and practice mindfulness.

The "secret" to happiness is-take control of your mind and learn to love who you are and what makes you the happiest and just do it.

The "secret" to better relationships is-take control of your mind and learn how to defuse your ego

The "secret" to financial success is-take control of your mind and instill discipline.

All self help, which is 90% of all health improvement, boils down to personal discipline, self control and learning how to use the most powerful mechanism known to man-your mind. Unfortunately, the vast majority of people go through life listening to others or just cruising and never learn how to use this awesome device. They never take the initiative to learn how to program their greatest asset in life and therefore can never understand the absolute beauty,majesty, and power of mind control.

Think about it-You can lower blood pressure, improve immune system,generate body heat,lower breathing rate,heal wounds, increase immune system, and on and on. Monks have proven they can literally generate steam from wet towels placed on their backs in sub zero temperatures through meditation or mind control.
It just requires knowledge of the techniques, which are pretty much available anywhere on the web and a serious desire to learn and practice. Once you achieve control, you will be limitless!
Come visit us at
"It's amazing how good you can feel when your mind is in shape®"

Tuesday, March 16, 2010

Mind in Shape = Feel Good!

"It's amazing how good you can feel, when your mind is in shape®" is our trademarked slogan for a good reason. When your thinking is balanced, positive, and incorporates good healthy attitudes, you will feel better-guaranteed!
Research has proven that the best anti-depressant drugs on the market are really no better than a placebo pill-all because you believe that the pills work! This is the awesome power of your mind's potential.
Psychotherapy is also more effective than pills or placebos with dramatically lower relapse rates. Therefore, thinking correctly actually changes the chemicals in your brain to reduce the depression or anxiety on a permanent basis helping you to feel much better.
Since depression and anxiety are your mind telling you that your thinking is not correct and needs changing, then the effort to make sure you are programming your mind correctly from the beginning is certainly the right thing to do. And if you do end up with either depression or anxiety symptoms, then getting the right counseling to make the correction is much faster and longer lasting than doing nothing or trying to alleviate the condition with pills.
So, what is the secret for getting your mind in shape? No secrets, just the basics-exercise, balanced diet, positive thinking and spiritual awareness.
Why not start now and use the most powerful health device known to man-your mind!
Come see us at